Office of Mortgage Settlement Oversight – John A. Smith Jr. – “This report to the public summarizes the official reports I have filed with the United States District Court for the District of  Columbia. It discusses consumer relief and refinancing assistance the servicers extended to distressed borrowers under the National Mortgage Settlement through December 31, 2012, including:

• A discussion of the servicers’ relief obligations under the Settlement.
• An overview of the process through which my colleagues and I reviewed the servicers’ relief activities.
• A report of my conclusions regarding the servicers’ performance of their relief obligations.”