Peter Singer – The Boston Review:  “A minimally acceptable ethical life involves using a substantial part of one’s spare resources to make the world a better place, July 6, 2015: “Effective altruism is based on a very simple idea: we should do the most good we can. Obeying the usual rules about not stealing, cheating, hurting, and killing is not enough, or at least not enough for those of us who have the good fortune to live in material comfort, who can feed, house, and clothe ourselves and our families and still have money or time to spare. Living a minimally acceptable ethical life involves using a substantial part of our spare resources to make the world a better place. Living a fully ethical life involves doing the most good we can. Most effective altruists are millennials—members of the first generation to have come of age in the new millennium. They are pragmatic realists, not saints, so very few claim to live a fully ethical life. Most of them are somewhere on the continuum between a minimally acceptable ethical life and a fully ethical life. That doesn’t mean they go about feeling guilty because they are not morally perfect. Effective altruists don’t see a lot of point in feeling guilty. They prefer to focus on the good they are doing. Some of them are content to know they are doing something significant to make the world a better place. Many of them like to challenge themselves to do a little better this year than last year. Effective altruism is notable from several perspectives. First, and most important, it is making a difference to the world. Philanthropy is a very large industry. In the United States alone there are almost one million charities, receiving a total of approximately $200 billion a year, with an additional $100 billion going to religious congregations. A small number of these charities are outright frauds, but a much bigger problem is that very few of them are sufficiently transparent to allow donors to judge whether they are really doing good. Most of that $200 billion is given on the basis of emotional responses to images of the people, animals, or forests that the charity is helping. Effective altruism seeks to change that by providing incentives for charities to demonstrate their effectiveness. Already the movement is directing tens of millions of dollars to charities that are effectively reducing the suffering and death caused by extreme poverty…”