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Category Archives: Housing

Inescapable AI

A Report from TechTonic Justice – Inescapable AI The Ways AI Decides How Low-Income People Work, Live, Learn, and Survive – “The use of artificial intelligence, or AI, by governments, landlords, employers, and other powerful private interests restricts the opportunities of low-income people in every basic aspect of life: at home, at work, in school,… Continue Reading

Buyers: Results from the Zillow Consumer Housing Trends Report 2024

Zillow: “High interest rates and home values mark continued affordability challenges for buyers. While these trends reshape the homebuying process and buyers’ plans and preferences, many buyers’ behaviors, intentions, and preferences have remained relatively stable over the years. Amid the flurry of challenges, much of the for-sale market remains following the pandemic-catalyzed new ‘normal.’ The 2023… Continue Reading

Billionaire Blowback on Housing and The American Housing Crisis: A Theft, Not a Shortage

How concentrated wealth disrupts housing markets and worsens the housing affordability crisis. By Chuck Collins, Omar Ocampo, Amee Chew – Across the United States, communities are facing an acute housing affordability crisis. Rents and homelessness are rising while home ownership feels increasingly out of reach for millions. What’s driving that crisis? In a word, inequality.… Continue Reading

A baseline structure inventory with critical attribution for the US and its territories

Data is Plural: “Leveraging high performance computing, remote sensing, geographic data science, machine learning, and computer vision,” Hsiuhan Lexie Yang et al., researchers at Oak Ridge National Laboratory, have “partnered with Federal Emergency Management Agency (FEMA) to build a baseline structure inventory covering the US and its territories to support disaster preparedness, response, and recovery.”… Continue Reading

Where climate change poses the most and least risk to American homeowners

Washington Post – [unpaywalled] This article includes searchable databases as follows: Find your county’s climate risk. AlphaGeo, a climate modeling group, analyzed the risks in every county. Type in your county below to see which exist in your area. Figure out your state’s disclosure laws. More than one third of states don’t require sellers to… Continue Reading

The Civil Rights Implications of Federal Use of Facial Recognition Technology

The Civil Rights Implications of the Federal Use of Facial Recognition Technology. September 19, 2024. Meaningful federal guidelines and oversight for responsible FRT use have lagged behind the application of this technology in real-world scenarios. With the advent of biometric technology and its widespread use by both private and government entities, the Commission studied how… Continue Reading

Plastic is embedded into every aspect of modern life

Beat Pollution – Plastic is embedded into every aspect of modern life, from what we wear, how we travel and what we eat. But where exactly is all this plastic coming from? Since the 1950s, 9.2 billion tonnes of plastic have been produced, of which 7 billion tonnes have become waste, filling up landfills and… Continue Reading

Explore Sea Level Change in the Coastal U.S.

View past, present, and future sea level rise and related flood impacts for the coastlines of the United States. Select a state and location or search by region. The Federal Government delivers essential science and services to help our nation understand and address the challenges that sea level rise poses for coastal communities. Through interagency… Continue Reading

Zillow introduces First Street’s comprehensive climate risk data on for-sale listings across the US

“Zillow® is introducing climate risk data, provided by First Street, the standard for climate risk financial modeling, on for-sale property listings across the U.S. Home shoppers will gain insights into five key risks—flood, wildfire, wind, heat and air quality—directly from listing pages, complete with risk scores, interactive maps and insurance requirements. With more than 80%… Continue Reading

Flood Risk Outside Flood Zones – A Look at Mortgage Lending in Risky Areas

Liberty Street Economics. September 25, 2024. Flood Risk Outside Flood Zones — A Look at Mortgage Lending in Risky Areas Kristian Blickle, Evan Perry, and João A.C. Santos. In support of the National Flood Insurance Program (NFIP), the Federal Emergency Management Agency (FEMA) creates flood maps that indicate areas with high flood risk, where mortgage… Continue Reading

Zillow will now show climate risks for property listings in the US

“Zillow® is introducing climate risk data, provided by First Street, the standard for climate risk financial modeling, on for-sale property listings across the U.S. Home shoppers will gain insights into five key risks—flood, wildfire, wind, heat and air quality—directly from listing pages, complete with risk scores, interactive maps and insurance requirements. With more than 80%… Continue Reading