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Category Archives: Housing

AI in Banking and Finance, October 15, 2023

Via LLRX – AI in Banking and Finance, September 15, 2023 – This semi-monthly column by Sabrina I. Pacifici highlights news, government reports, industry white papers, academic papers and speeches on the subject of AI’s fast paced impact on the banking and finance sectors. The chronological links provided are to the primary sources, and as available,… Continue Reading

The U.S. “Housing Recession”

CRS Insight – The U.S. “Housing Recession” August 21, 2023: “Economists often look to the housing market as an indicator of the health of the economy. As the COVID- 19 pandemic accelerated, the housing market was relatively strong, characterized by robust demand, rising prices, and increased construction. Since the latter half of 2021, spending on… Continue Reading

AI Causes Real Harm. Let’s Focus on That over the End-of-Humanity Hype

Scientific American Opinion: Effective regulation of AI needs grounded science that investigates real harms, not glorified press releases about existential risk. Wrongful arrests, an expanding surveillance dragnet, defamation and deep-fake pornography are all actually existing dangers of so-called “artificial intelligence” tools currently on the market. That, and not the imagined potential to wipe out humanity,… Continue Reading

Migration Into America’s Most Flood-Prone Areas More Than Doubled Since the Start of the Pandemic

Redfin News: “The most flood-prone U.S. counties saw 384,000 more people move in than out in 2021 and 2022—a 103% increase from the prior two years, when 189,000 more people moved in than out. The same trend took hold in the places most vulnerable to wildfires and heat as the pandemic homebuying boom and a… Continue Reading

How fast are the seas rising?

Yale Climate Connections: “The modern era of human-caused climate change — the Anthropocene — has also been called the Pyrocene because we’ve entered an age of fire, characterized by large wildfires of increasing size, intensity, and duration. But we propose another term for the modern era: the Aquacene, a time of rapidly increasing flooding from… Continue Reading

Nationwide study of the local, racially segmented resettlement of homeowners from rising flood risks

Managed retreat: a nationwide study of the local, racially segmented resettlement of homeowners from rising flood risks, by  James R Elliott and Zheye Wang Published 15 June 2023. Environmental Research Letters, Volume 18 Number 6 Focus on Natural Hazards, Disasters, and Extreme Events “The government-funded retreat of homeowners from flood-prone housing is a globally ascendant… Continue Reading

Federal Reserve Board issues Economic Well-Being of U.S. Households in 2022 report

“The Federal Reserve Board on Monday [May 22, 2023] issued its Economic Well-Being of U.S. Households in 2022 report, which examines the financial lives of U.S. adults and their families. Overall, the report shows that higher prices have negatively affected most households and overall financial well-being declined over the prior year, though workers continued to… Continue Reading

Casey Tree Report – DC

“Last year Casey Trees reported that DC lost 550 acres of canopy—an area roughly the size of the National Mall—largely to development. While we recognize that a growing DC is a healthy DC, development that does not preserve existing trees and replace those that are lost makes neighborhoods hot, unhealthy, and unsustainable. In response, this… Continue Reading

How to Delete Your House’s Pictures From Sites Like Zillow, Redfin, and Realtor

Lifehacker: “Our personal data shows up in so many public online spaces. But while there are ways to review and delete your data from social media profiles or even Google search, one place you may not think to check is your property’s listing on sites like Redfin, Zillow, or Realtor.com. While it’s unlikely someone will… Continue Reading

New Online Tool Helps Consumers Compare Homeowners Insurance

“After every major disaster, many homeowners are shocked to learn that their homeowners insurance fails to pay for their losses. The same is true in everyday events; a plumbing leak that causes thousands of dollars of damage may not be covered under homeowners insurance. The Rutgers Center for Risk and Responsibility at Rutgers Law aims… Continue Reading