Accurate, Focused Research on Law, Technology and Knowledge Discovery Since 2002

You Can Now Get Your Free Credit Report Every Week, Forever

Lifehacker: “Monitoring your credit history regularly reduces the likelihood that reporting errors (best case) or identity theft (worst case) will derail your financial health—and you can now do this at no cost every single week, indefinitely, through Equifax, Experian, and TransUnion. Prior to the COVID-19 pandemic, each credit bureau offered one free credit report per year, meaning consumers generally could obtain three reports annually before having to pay as much as $14 per request. Those same reports were made available weekly at no additional charge in early 2020, a program that was extended several times, ultimately through December 2023. Now, free access to weekly credit reports has been made permanent so it’s easier to monitor your report regularly. While you probably don’t need to request multiple reports every week, you should be reviewing your credit monthly (quarterly at a minimum) or whenever you’re applying for financing.”

Sorry, comments are closed for this post.