Fact Sheet: Helping Responsible Homeowners Avoid Foreclosure – “The Federal Government is collaborating with State and local partners to use the best tools available to keep homeowners in their homes. Americans need to know that help is available. The actions of the Federal Government are helping to address a key problem in the housing market: the excess supply of homes on the market. By helping responsible borrowers facing preventable foreclosures stay in their homes and ensuring that mortgage financing remains available to consumers, our housing market will be able to recover – and that recovery will help our broader economy grow.”