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What your health plan will cover if you get coronavirus

Washington Post “In his prime-time speech, President Trump announced Wednesday night [March 11, 2020] that health insurers had pledged to eliminate “all co-payments for coronavirus treatments” and “extend insurance coverage to those treatments. That is not exactly correct. A broad swath of the nation’s private health insurers has agreed to waive the charges for a coronavirus test for their members. But they have not committed to cover the cost of care for those sickened by the virus. And while there is no specific treatment for the rapidly spreading infections, insurers have not expanded coverage for anyone, including the more seriously ill who need hospitalization. Almost all private health plans include hospital coverage, with patients in different plans left to pay different amounts of the bill, and that arrangement is intact in the era of covid-19, the disease caused by the virus. “We haven’t agreed to waive out-of-pocket costs for treatment,” said Kristine Grow, a spokeswoman for America’s Health Insurance Plans, the industry’s main trade group. The president’s misstatements reflect confusion about the patchwork response to efforts to ensure that Americans’ inability to afford testing is not a hurdle — a critical matter when knowing who has the virus is crucial to slowing its spread. Those misstatements were repeated Thursday [March 12, 2020] morning by the director of the Centers for Disease Control and Prevention testifying on Capitol Hill. Until very recently, when only the CDC and then public health labs could perform the test, the government paid for the test itself, but not for the expense, say, of going to an emergency room to get tested…”

  • See also Jared Kushner’s brother Joshua has several companies – this one offers services that include capturing your personal health data via a requisite survey as well as pre-authorization by a medical professional – Oscar Launches First Testing Center Locator for COVID-19
  • See also The Guardian – “Why has coronavirus testing in the US been such a disaster? The Trump administration is scrambling to provide more testing, leaving many to wonder how it got its Covid-19 response so wrong.”

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