Reforming Financial Markets, Presented to Parliament by The Chancellor of the Exchequer by Command of Her Majesty July 2009: “This document sets out the Government’s analysis of the causes of the financial crisis, the action already taken to restore financial stability and the regulatory reforms necessary to strengthen the financial system for the future, so that consumers, businesses of all sectors and the economy as a whole continue to have access to the stable credit that is so essential to building Britain’s future through growth, investment and innovation.”