Transactional Records Access Clearinghouse: “The latest available data from the federal courts show that during May 2013 the government reported just 16 new lawsuits filed under the category of Truth in Lending, according to the case-by-case information analyzed by the Transactional Records Access Clearinghouse (TRAC). This represents a drop of 89 percent from the peak of 152 reached four years ago in May 2009, after the collapse of the housing market. For the full report, including a five year timeline, go to:  http://trac.syr.edu/tracreports/civil/323/“