“The purpose of this Consumer Federation of America (CFA) project is to determine the cost of typical checking accounts at the largest banks for consumers who are unable to meet the rising thresholds to waive bank fees and to demonstrate the impact of just a few mistakes on the annual cost of bank accounts. Consumer Federation of America examined data on the pattern of bank account use by consumers from research conducted by the Raddon Financial Group and surveyed three types of accounts2 at the twenty-five largest banks to determine the affordability of mainstream checking accounts for consumers in an era of rising bank fees and thresholds to avoid bank fees.”