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Search Results for: stress test

JSTOR Sustainability Beta

“JSTOR Sustainability is a digital library of academic research covering issues of environmental stress and its challenges for human society…We are currently testing the JSTOR Sustainability beta site with researchers and instructors in advance of launching it next year. We invite you to learn more about JSTOR Sustainability and participate in our beta testing to… Continue Reading

BIS Working Papers – how monetary policy affects bank profitability; bond issuance by European banks; role of international reserves

Bank for International Settlements Working papers, October 1, 2015: •    The influence of monetary policy on bank profitability: “This paper investigates how monetary policy affects bank profitability. We use data for 109 large international banks headquartered in 14 major advanced economies for the period 1995-2012. Overall, we find a positive relationship between the level of… Continue Reading

Bee Survey: Lower Winter Losses, Higher Summer Losses, Increased Total Annual Losses

USDA – “Losses of managed honey bee colonies were 23.1 percent for the 2014-2015 winter but summer losses exceeded winter numbers for the first time, making annual losses for the year 42.1 percent, according to preliminary results of the annual survey conducted by the Bee Informed Partnership (http://beeinformed.org), the U.S. Department of Agriculture (USDA) and… Continue Reading

The Politics of Financial Insecurity

“..new analysis of Pew Research Center survey data collected in the fall lead-up to the 2014 midterm elections finds that at least as striking is the degree to which those who are financially insecure opt out of the political system altogether, and how that opting out disproportionately affects Democratic support. Financial security is strongly correlated with… Continue Reading

International Journal of Central Banking

International Journal of Central Banking (IJCB), December 2014 issue – Cover and contents Monetary and Labor Interactions in a Monetary Union  by Vincenzo Cuciniello Financial Stability and Central Bank Governance by Michael Koetter, Kasper Roszbach and Giancarlo Spagnolo The Aggregate Demand Effects of Short- and Long-Term Interest Rates by Michael T. Kiley Introducing Funding Liquidity Risk in a Macro… Continue Reading

Common antimicrobial in personal hygiene products identified as carcinogen

ScienceDaily: “Ticlosan is an antimicrobial commonly found in soaps, shampoos, toothpastes and many other household items. Despite its widespread use, researchers at University of California, San Diego School of Medicine report potentially serious consequences of long-term exposure to the chemical. The study, published Nov. 17 by Proceedings of the National Academy of Sciences, shows that… Continue Reading

Study Calls Out Workplace Telepressure

Please Respond ASAP: Workplace Telepressure and Employee Recovery. Barber, Larissa K.; Santuzzi, Alecia M. Journal of Occupational Health Psychology, Nov 3 , 2014, No Pagination Specified. http://dx.doi.org/10.1037/a0038278 “Organizations rely heavily on asynchronous message-based technologies (e.g., e-mail) for the purposes of work-related communications. These technologies are primary means of knowledge transfer and building social networks. As a by-product, workers… Continue Reading

New on LLRX – Clients and Suicide: The Lawyer’s Dilemma

Via LLRX.com – Clients and Suicide: The Lawyer’s Dilemma – Ken Strutin’s article discusses an increasingly visible issue, suicide, here in the specific context of criminal law. He reviews how the stress of prosecution or litigation, whether it means risking a prison term, unemployment, bankruptcy, eviction, broken family relations, isolation, or other serious consequences can create or exacerbate… Continue Reading

Nonbank Specialty Servicers: What’s the Big Deal?

Pamela Lee – Urban Institute, August 4, 2014: “Following the crisis, nonbank specialty servicers rapidly expanded their portfolios of distressed loans. This has contributed to a significant market change: in 2011, the 10 largest mortgage servicers were all banks; by 2013, only five of the top 10 were banks, and the other five were nonbank servicers. The… Continue Reading

Your Money, Your Goals: Financial empowerment tools for social services

CFPB: “Many people feel overwhelmed by their financial situations, and they may not know where to go for help. For many low-income Americans, frontline staff of nonprofit and public social services programs are in a unique position to provide that help. Their clients already know and trust them, and in many cases, they’re already sharing financial… Continue Reading

Restoring confidence in banks

Restoring confidence in banks. Keynote address by Mr Stefan Ingves, Chairman of the Basel Committee on Banking Supervision and Governor of Sveriges Riksbank, to the 15th Annual Convention of the Global Association of Risk Professionals, New York, 4 March 2014. “The financial crisis, which began seven years ago, was in essence a collapse in confidence. It stress-tested… Continue Reading