News release:  “The Office of Financial Research (OFR) issued its fourth Annual Report to Congress today. The report fulfills the OFR’s statutory responsibility to report on potential threats to U.S. financial stability, key research findings, and progress in meeting its mission. The report also describes the 2016 agenda of the Office. Threats to financial stability arise when shocks expose vulnerabilities in the financial system. The report says threats to U.S. financial stability have edged higher since last year’s report, but remain in the medium, or moderate, range; that assessment has not changed since the Federal Reserve incrementally increased short-term interest rates last month…”