FTC press release: “September marks the first anniversary of every consumer’s right to a free annual credit report from each of the three nationwide consumer reporting companies – Equifax, Experian, and TransUnion. Consumers can order reports online at www.annualcreditreport.com, or by calling toll-free at 1-877-322-8228, or by mailing a completed Annual Credit Report Request Form (available at www.ftc.gov) to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.”