“The National Financial Capability Challenge is a non-monetary awards program designed to increase the financial knowledge and capability of high-school aged youth across the United States. It challenges youth to take control of their financial future by learning more about personal finance, and it challenges teachers and schools to incorporate the important information and topics into their curricula. The program encourages schools to get involved in financial fitness. All teachers who sign up to participate in the Challenge will receive a “teachers’ toolkit” to help them incorporate the topics into their curricula.”