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House Approved Fair Credit Reporting Act

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H.R. 2622, to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes, passed the House on September 10.

  • Congressional Record, September 10, 2003: Fair and Accurate Credit Transactions Act of 2003.
  • From the Consumer’s Union press release on the bill’s passage: “This bill provides barebones protections for consumers while blocking states from enacting more meaningful identity theft and financial privacy reforms.”
  • See also my posting from yesterday, Conflicts Between State and Federal Privacy Laws, and from August 28, Purchasing Personal Data on the Web, Privacy and Legislative Conflicts.
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