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FTC Final Rules Defining ID Theft, ID Theft Reporting

Press release: The Federal Trade Commission has issued its final rules under the Fair and Accurate Credit Transactions Act (FACTA) regarding further definition of the terms “identity theft” and “identity theft report”; the duration of active duty alerts; and the appropriate proof of identity needed by consumers to block fraudulent trade lines in their consumer reports, place or remove fraud or active duty alerts, or truncate their Social Security number in their file disclosures.

  • Federal Register, Final Rule (52 pages, PDF): 16 C.F.R. Parts 603, 613, and 614: Related Identity Theft Definitions, Duration of Active Duty Alerts, and Appropriate Proof of Identity Under the Fair Credit Reporting Act: Final Rule.
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