Aviation Safety: Issues Related to Domestic Certification and Foreign Approval of U.S. Aviation Products, GAO-15-327T: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015. Defense Headquarters: DOD Needs to Reassess Personnel Requirements for the Office of Secretary of Defense, Joint Staff, and Military Service Secretariats, GAO-15-10: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015.… Continue Reading
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Category Archives: Housing
CFPB Report Finds Nearly Half of Borrowers Do Not Shop for a Mortgage
“Today, the Consumer Financial Protection Bureau (CFPB) released a report finding that almost half of consumers do not shop around for a mortgage when purchasing a home. The report also found that informed consumers are more likely to shop, especially if they are familiar with available mortgage rates. As part of its Know Before You… Continue Reading
What We Know About Inequality (in 14 Charts) – WSJ
“If any one theme dominated economic policy debates and research over the past year, it was income inequality. The debate was kicked into high gear when French economist Thomas Piketty‘s book “Capital in the Twenty-First Century” became a runaway best seller. (It’s not clear how many people who bought the book actually read much of it.) When President… Continue Reading
Mortgage Securitization Discrimination
Beverly Adkins et al. v Morgan Stanley “The National Consumer Law Center is co-counsel for African American plaintiffs in a prospective class action lawsuit brought against Morgan Stanley. The lawsuit claims that the Defendant violated federal civil rights laws, the Fair Housing Act and the Equal Credit Opportunity Act as well as state laws by… Continue Reading
Segmented Housing Search
Piazzesi, Monika and Schneider, Martin and Stroebel, Johannes, Segmented Housing Search (December 1, 2014). Available for download at SSRN: http://ssrn.com/abstract=2543267 “This paper studies housing markets with multiple segments searched by heterogeneous clienteles. We document market and search activity for the San Francisco Bay Area. Variation within narrow geographic areas is large and differs significantly from… Continue Reading
Census posts report on Children’s Well-Being
A Child’s Day: Living Arrangements, Nativity, and Family Transitions: 2011 (Selected Indicators of Child Well-Being) Household Economic Studies By Lynda Laughlin Issued December 2014. “The well-being of children is a growing area of interest to researchers and policy makers who focus on the social, cognitive, and economic security of children as they transition from preadolescents to young adults. This report uses a variety of… Continue Reading
Transitioning to Alternative Structures for Housing Finance
“More than six years after the federal government took control of Fannie Mae and Freddie Mac, policymakers are weighing a comprehensive overhaul of the mortgage finance system that could shrink or eventually close the two entities and create a system with more private capital. Fannie Mae and Freddie Mac were originally chartered as government-sponsored enterprises… Continue Reading
LexisNexis® Risk Solutions Releases Annual Mortgage Fraud Report
“LexisNexis® Risk Solutions announced the findings of its annual analysis of mortgage fraud in the U.S., revealing that despite improving economic conditions, mortgage fraud is still a national problem. In fact, mortgage application fraud and misrepresentation has grown for the past three years. Seventy-four percent of loans reported in 2013 involved some kind of fraud… Continue Reading
2014 Livability Index of the 35 best cities for people 35 and under
The Livability Index: The 35 Best U.S. Cities For People 35 and Under Our semi-exhaustive, largely scientific guide to America’s most livable cities, updated for 2014 “To reach our top 35, we started with the 100 most populous cities in America and used open-source Internet data to measure vital stats like salary and employment rates,… Continue Reading
How Young Adults Today Compare With Previous Generations in Neighborhoods Nationwide
“Young adults today, often called the millennial generation, are more likely to be foreign born and speak a language other than English at home, compared with young adults in 1980, according to the U.S. Census Bureau’s latest statistics from the American Community Survey released today. “Many of the differences between generations examined within these latest data reflect… Continue Reading
Do Homeownership and Rent Subsidies Protect Individuals from Material Hardship?
Do Homeownership and Rent Subsidies Protect Individuals from Material Hardship? Robert I. Lerman and Sisi Zhang, November 2014. “Homeowners and subsidized renters experience significantly lower material hardship than unsubsidized renters, even after taking account of income, income variability, race, education, and family structure. Homeownership conveys more protection against hardship than do rent subsidies. Using the Survey of… Continue Reading
International Journal of Central Banking
International Journal of Central Banking (IJCB), December 2014 issue – Cover and contents Monetary and Labor Interactions in a Monetary Union by Vincenzo Cuciniello Financial Stability and Central Bank Governance by Michael Koetter, Kasper Roszbach and Giancarlo Spagnolo The Aggregate Demand Effects of Short- and Long-Term Interest Rates by Michael T. Kiley Introducing Funding Liquidity Risk in a Macro… Continue Reading
