“The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation today announced the availability of the 2015 list of distressed or underserved nonmetropolitan middle-income geographies, where revitalization or stabilization activities will receive Community Reinvestment Act (CRA) consideration as community development. Distressed nonmetropolitan… Continue Reading
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Category Archives: Housing
25 Metropolitan Area Fact Sheets from the American Housing Survey
“The fact sheets released by Census provide information on 25 selected metropolitan areas’ housing costs, mortgages and a variety of other physical and financial characteristics. A national fact sheet is also available. The statistics come from the American Housing Survey, which is sponsored by the Department of Housing and Urban Development (HUD) and conducted by the… Continue Reading
25 Metropolitan Area Fact Sheets from American Housing Survey
“The fact sheets released today provide information on 25 selected metropolitan areas’ housing costs, mortgages and a variety of other physical and financial characteristics. A national fact sheet is also available. The statistics come from the American Housing Survey, which is sponsored by the Department of Housing and Urban Development (HUD) and conducted by the U.S.… Continue Reading
House Price Volatility and the Housing Ladder
Banks, James W. and Blundell, Richard W. and Oldfield, Zoé and Smith, James P., House Price Volatility and the Housing Ladder (June 2015). NBER Working Paper No. w21255. Available for download at SSRN: http://ssrn.com/abstract=2618643 “This paper investigates the effects of spatial housing price risk on housing choices over the first half of the life-cycle. Housing… Continue Reading
American Housing Survey Emergency Preparedness Infographic
“To better understand the needs of first responders and other emergency workers, the 2013 American Housing Survey asked U.S. residents how prepared they are for disasters. A new infographic released today displays a wide range of the resulting statistics on topics such as having an emergency water supply and emergency evacuation kit. The American Housing… Continue Reading
22nd Annual ABA Real Estate Survey Report
“The 22nd Real Estate Lending Survey had the participation of 182 banks. The data was collected from March 4, 2015 to April 17, 2015, and in most cases reports calendar year or year – end results. In other cases, data reflect current activities and expectations at the time of data collection. Of the survey participants,… Continue Reading
WSJ – The Anti-Poverty Experiment
“In the U.S. and abroad, a new generation of data-driven programs is testing ways to help the poor to save more, live better and find their own way to economic security.” Referenced Research Article – Science 15 May 2015: Vol. 348 no. 6236 DOI: 10.1126/science.1260799 – A multifaceted program causes lasting progress for the very… Continue Reading
What’s Behind the Non-Bank Mortgage Boom?
M-RCBG Associate Working Paper No. 42 What’s Behind the Non-Bank Mortgage Boom? Marshall Lux and Robert Greene, June 2015. “Mortgages constitute a large, complex, and controversial market in the United States, shaped largely by federal policymaking. Since 2010, the role of non-banks – a term commonly used to define firms unassociated with a depository institution… Continue Reading
21.3 Percent of U.S. Population Participates in Government Assistance Programs Each Month
“Approximately 52.2 million (or 21.3 percent) people in the U.S. participated in major means-tested government assistance programs each month in 2012, according to a U.S. Census Bureau report released today. Participation rates were highest for Medicaid (15.3 percent) and the Supplemental Nutrition Assistance Program, formerly known as the food stamp program (13.4 percent). The average… Continue Reading
Federal Reserve Board issues Report on Economic Well-Being of U.S. Households
“The Federal Reserve Board’s latest survey of the financial and economic conditions of American households – Report on the Economic Well-Being of U.S. Households in 2014 – released Wednesday finds that individuals’ overall perceptions of financial well-being improved modestly between 2013 and 2014 but their optimism about future financial prospects increased significantly. The 2014 Survey… Continue Reading
Report – Millennial Childbearing and the Recession
Urban Institute – Millennial Childbearing and the Recession. Nan Marie Astone; Steven Martin; H. Elizabeth Peters. April 28, 2015 “This brief is part of an Urban Institute study of the Millennial generation, those born between 1980 and 1995, exploring its diversity, demographics, and policy implications. Between 2007 and 2012, birth rates among twenty-something women declined… Continue Reading
State of the World’s Mothers 2015
“In commemoration of Mother’s Day, Save the Children is publishing its 16th annual State of the World’s Mothers report with a special focus on our rapidly urbanizing world and the poorest mothers and children who must struggle to survive despite overall urban progress. Every day, 17,000 children die before reaching their fifth birthday. Increasingly, these… Continue Reading
