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Category Archives: Housing

GAO Reports – FEMA, Federal Real Property, IRS InfoSec and ID Theft, Resolution Plans, Presidential Drawdowns, Terrorism Risk Insurance

Federal Emergency Management Agency: Progress and Continuing Challenges in National Preparedness Efforts, GAO-16-560T: Published: Apr 12, 2016. Publicly Released: Apr 12, 2016. Federal Real Property: Improving Data Transparency and Expanding the National Strategy Could Help Address Long-standing Challenges, GAO-16-275: Published: Mar 31, 2015. Publicly Released: Apr 12, 2016. Information Security: IRS Needs to Further Improve… Continue Reading

Searching for Fair Housing

Fennell, Lee Anne, Searching for Fair Housing (April 10, 2016). Boston University Law Review, Forthcoming. Available for download at SSRN: http://ssrn.com/abstract=2762026 “There is a blind spot in the scholarly and legal treatment of housing discrimination: the racial biases of home seekers. Search strategies routinely incorporate information about neighborhood racial composition, either as a proxy or… Continue Reading

GAO Report – Nonbank Mortgage Servicers

Nonbank Mortgage Servicers: Existing Regulatory Oversight Could Be Strengthened, GAO-16-278: Published: Mar 10, 2016. Publicly Released: Apr 11, 2016: “The share of home mortgages serviced by nonbanks increased from approximately 6.8 percent in 2012 to approximately 24.2 percent in 2015 (as measured by unpaid principal balance). However, banks continued to service the remainder (about 75.8… Continue Reading

Survey of Market Absorption 2015 Annual Report

“The 2015 Survey of Market Absorption of New Multifamily Units annual report provides absorption details for units constructed in 2014. The Survey of Market Absorption of New Multifamily Units is conducted by the U.S. Census Bureau on behalf of the Department of Housing and Urban Development. This survey measures how soon privately financed, nonsubsidized, unfurnished… Continue Reading

The causal effect of house prices on mortgage demand and mortgage supply: evidence from Switzerland

The causal effect of house prices on mortgage demand and mortgage supply: evidence from Switzerland by Christoph Basten and Catherine Koch. Working Papers No 555, March 2016. “We identify the causal effect of house prices on mortgage demand and supply in Switzerland by exploiting exogenous shocks to immigration and thereby to house prices. Detailed micro… Continue Reading

Changes in Neighborhood Inequality, 2000-2010

Weinberg, Daniel H., Changes in Neighborhood Inequality, 2000-2010 (March 1, 2016). US Census Bureau Center for Economic Studies Paper No. CES-WP- 16-18. Available for download at SSRN: http://ssrn.com/abstract=2754332 “Recent work has suggested that higher income inequality may be a desirable attribute of a neighborhood in that it represents diversity, even though high (and rising) inequality… Continue Reading

Comparing Credit Profiles of American Renters and Owners

Urban Institute’s Housing Finance Policy Center Research Report – March 2016 – Comparing Credit Profiles of American Renters and Owners: “This research report, the second in a series, reviews 2015 consumer credit data from a major credit bureau and 2015 public property record data, supplemented with 2014 American Community Survey’s (ACS) Public Use Microdata Sample… Continue Reading

Housing, Housing Policy, and Housing Finance: Time for a Re-Assessment

White, Lawrence J., Housing, Housing Policy, and Housing Finance: Time for a Re-Assessment (March 24, 2016). Available for download at SSRN: http://ssrn.com/abstract=2754311 “The shapers of the American mortgage finance system hoped to achieve the security of government ownership, the integrity of local banking and the ingenuity of Wall Street. Instead they got the ingenuity of… Continue Reading

Detailed data set on nominal residential property price

Via Bank for International Settlements – Updated 18 March 2016 – “The detailed data set of nominal residential property prices consists of around 300 series from 58 countries, collected from national central banks. The data set is updated monthly. Our data Property price statistics – monthly, quarterly and yearly data included, as well as documentation (xlsx,… Continue Reading

D.C. Area’s Housing Prices Based On Proximity To Metro Stations

via dcist: Christina SturdivantLooking to purchase a home near the Metro? Properties close to certain stations are considerably cheaper than others, according to real estate search site Estately, which analyzed pricing info from the last six months of home sales near each of the area’s stations. Today, the site released data showing a $700,000 price… Continue Reading

Resources for National Consumer Protection Week

“National Consumer Protection Week (March 6-12, 2016) highlights the importance of understanding your consumer rights to make informed buying decisions. And it gives you the chance to learn about and share information to protect yourself and others from scams and fraud. Find a wealth of tips and information on a variety of consumer topics: banking,… Continue Reading

Opportunity Project – working together to increase opportunity by harnessing the power of data

“In early 2016, the White House, the U.S. Census Bureau, and the U.S. Department Housing and Urban Development facilitated a process in which tech developers worked with subject matter experts and cities to build digital tools that help families, community leaders, local officials, and the media to access what they need to thrive. This effort… Continue Reading