Lifehacker: “While Los Angeles County continues to battle devastating wildfires, you may be wondering about the safety of your own home. More specifically, how are you covered when the unthinkable happens? Unfortunately, insurance doesn’t function like a gas or electric company; even in the face of disaster, insurers aren’t obligated to service your home. And while homeowners insurance isn’t legally mandated, choosing to forgo protection in an attempt to save money could prove to be one of the most expensive decisions a homeowner can make. Homeowners insurance is a crucial financial protection for your home and belongings, but many homeowners don’t fully understand their coverage. Let’s take a look at how exactly homeowners insurance works so that you can make informed decisions about your coverage…”
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Category Archives: Housing
The home insurance crisis can’t be fixed with money alone
Semafor: “The devastating wildfires that are sweeping Los Angeles may accelerate the flight of home insurance companies from California in spite of recent regulatory changes aimed at retaining them, the state’s previous top insurance official told Semafor. At least two major fires are still raging largely uncontained, aided by ongoing high winds, and 24 people… Continue Reading
California wildfires map
The Los Angeles Times has this amazing interactive map, based on real-time open data provided by CalFire and the Geospatial Multi-Agency Coordination. See also Analysing satellite imagery of the Jan 2025 Southern California wildfires: “3.9 micron data from the GOES-16 East and GOES-18 West satellites on the January 2025 Southern California fires. We download the… Continue Reading
LA wildfire damages set to cost record $135 Billion – 10,000+ buildings destroyed
Semafor – “JPMorgan said this morning, more than double an earlier estimate. That comes as those companies are still rebuilding their reserves from the 2017 and 2018 wildfire seasons, which included the deadly Camp Fire in California. Insurers have been fleeing California in recent years as weather-related catastrophes become more common, pushing more homeowners to… Continue Reading
Free wildfire app Watch Duty overwhelmed with new LA resident and firefighter users
Washington Post [unpaywalled]: “Struggling to keep track of fast moving wildfires and the latest evacuation zones, residents of Los Angeles are rushing to download a free app called Watch Duty. The company said it had gained more than 1.6 million new users since Tuesday, the vast majority in LA County. It’s Apple’s most downloaded free… Continue Reading
Landlords have been accused of price fixing. See where it may be happening.
Washington Post gift article: “Millions of rents across the United States may now be set using one company’s algorithmic software, according to a federal lawsuit and a Washington Post analysis. RealPage, a property management software company, uses a trove of data to suggest rental prices to landlords. The software has been widely adopted by property… Continue Reading
USAFacts’ top 10 articles of 2024
“Foreign aid, election data, border security, and the standard of living in America were among readers’ favorite articles. In 2024, Americans came to USAFacts seeking information about safety and homelessness across the US, how many people are immigrating here, the 2024 election, and government spending related to foreign aid and foreign debt. Here are the… Continue Reading
HUD Modernizes Website to Enhance User Experience
“Today, the U.S. Department of Housing and Urban Development (HUD) announces the completion of a transformative project to update webpages for all 50 states, territories, and the District of Columbia on HUD.gov. These updated pages feature a streamlined design and trauma-informed elements, making it easier for communities nationwide to access vital resources, including affordable housing… Continue Reading
The 30-Year Mortgage Wasn’t Designed for Climate Chaos
Bloomberg: “…A different kind of perfect storm had hit the Pelleys: volatile weather, a country failing to keep up with rising flood risk and a mortgage industry writing loans without considering the future of the environment around the home. Homeowners in Florida and California have already been trying to reconcile their mortgage duration and dwindling… Continue Reading
Insurers Are Deserting Homeowners as Climate Shocks Worsen
The New York Times – Without insurance, it’s impossible to get a mortgage; without a mortgage, most Americans can’t buy a home…Without insurance, you can’t get a mortgage; without a mortgage, most Americans can’t buy a home. Communities that are deemed too dangerous to insure face the risk of falling property values, which means less… Continue Reading
New real estate platform lets homebuyers check their neighbors’ political affiliations
New York Post: “A new real estate platform is giving homebuyers an unprecedented peek into their potential neighborhoods — revealing everything from political leanings to local demographics — before they even commit to buying. Oyssey, a tech startup soft-launching this month in South Florida and New York City, lets buyers access neighborhood political affiliations based… Continue Reading
Inescapable AI
A Report from TechTonic Justice – Inescapable AI The Ways AI Decides How Low-Income People Work, Live, Learn, and Survive – “The use of artificial intelligence, or AI, by governments, landlords, employers, and other powerful private interests restricts the opportunities of low-income people in every basic aspect of life: at home, at work, in school,… Continue Reading
