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Category Archives: Economy

Why are Red State Citizens Poorer, Less Educated & Sicker than Blue State Citizens?

Hartmann Report – “Republicans worship cheap labor — and having a steady and reliable supply of cheap labor requires widespread poverty… We must not confuse statistical probability with some transcendental and utterly compelling force. — Unspiek, Baron Bodissey One of the enduring mysteries of America is why the citizens of Red states are generally poorer,… Continue Reading

Trump would add twice as much to national debt as Harris

US Budget Watch 2024 is a project of the nonpartisan Committee for a Responsible Federal Budget – The next President will face significant fiscal challenges upon taking office, including record debt levels, large structural deficits, surging interest payments, and the looming insolvency of critical trust fund programs. Our large and growing national debt threatens to slow economic growth,… Continue Reading

Financial Institutions Net Zero Tracker

World Resources Institute: “Banks have made headlines in recent years for committing to reach “net-zero emissions” by 2050 and pledging to mobilize trillions of dollars in the fight against climate change. Indeed, banks will play an important role in halting global warming: Companies rely on them to help finance the zero- and low-carbon technologies and… Continue Reading

The Rapid Adoption of Generative AI

NBER – The Rapid Adoption of Generative AI. Alexander Bick. Adam Blandin & David J. Deming. Working Paper 32966. DOI 10.3386/w32966. Issue Date September 2024. Generative Artificial Intelligence (AI) is a potentially important new technology, but its impact on the economy depends on the speed and intensity of adoption. This paper reports results from the… Continue Reading

IRS free tax filing will be available in 24 states for the 2025 season — here’s who can use it

CNBC: “Next year, more than 30 million Americans in 24 states will be eligible for Direct File, the IRS’ free tax filing program, the agency and U.S. Department of the Treasury announced on Thursday. The Direct File pilot was open to limited taxpayers in 12 states for the 2024 filing season, including Arizona, California, Florida,… Continue Reading

Zillow introduces First Street’s comprehensive climate risk data on for-sale listings across the US

“Zillow® is introducing climate risk data, provided by First Street, the standard for climate risk financial modeling, on for-sale property listings across the U.S. Home shoppers will gain insights into five key risks—flood, wildfire, wind, heat and air quality—directly from listing pages, complete with risk scores, interactive maps and insurance requirements. With more than 80%… Continue Reading

Flood Risk Outside Flood Zones – A Look at Mortgage Lending in Risky Areas

Liberty Street Economics. September 25, 2024. Flood Risk Outside Flood Zones — A Look at Mortgage Lending in Risky Areas Kristian Blickle, Evan Perry, and João A.C. Santos. In support of the National Flood Insurance Program (NFIP), the Federal Emergency Management Agency (FEMA) creates flood maps that indicate areas with high flood risk, where mortgage… Continue Reading

2024 Link Guide to Employment Resources

Via LLRX – 2024 Link Guide to Employment Resources – This is employment resources guide by Marcus P. Zillman spans multiple sectors, sources in the private and public sectors, on-site and remote work, job search engines, resume building resources, identifying job titles and respective skill requirements, and is inclusive of a focus on new job seekers… Continue Reading

Grocery chains are bigger than ever. See who runs the stores near you.

Washington Post: “Tom Thumb in Plano, Texas. Star Market in Dorchester, Massachusetts. Pavilions in Newport Beach, California. Jewel-Osco in Glenview, Illinois. What do these regional grocery chains have in common? They’re all owned by Albertsons, the Boise, Idaho-based company with more than 2,200 locations under about two dozen banners. Over the past three decades, the… Continue Reading

Vehicle Thefts Surge Nationwide in 2023

“Vehicle thefts continue to surge nationwide, challenging vehicle owners and law enforcement agencies hoping to curb this growing crime trend. A new report released by the National Insurance Crime Bureau (NICB), the nation’s leading not-for-profit organization exclusively dedicated to identifying, investigating, preventing, and deterring insurance fraud and crime, shows another record-breaking year for vehicle thefts… Continue Reading