“Buying a home is one of the most exciting yet one of the most difficult financial decisions you will make. Understanding the costs of real estate settlement services, defining what affordable means to you, and finding the best mortgage are among the many aspects you’ll need to consider. This new toolkit (PDF) from the Consumer Financial Protection Bureau (CFPB), offers a step-by-step guide that includes checklists, conversation starters for discussions between buyers and lenders, and research tips to find more information.”