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A Study of the Unbanked and Underbanked Consumer in the Tenth Federal Reserve District

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A Study of the Unbanked and Underbanked Consumer in the Tenth Federal Reserve District, June 1, 2010

  • “A study by the Federal Reserve Bank of Kansas City provides insight into the 2.3 million unbanked and underbanked households in the Tenth District. Nationally, 30 million households rely on nonbanks to meet all or some of their basic financial needs. To better understand this population, the Federal Reserve Bank of Kansas City conducted a qualitative research project involving unbanked and underbanked individuals. The project revealed the attitudes and financial strategies of consumers who do not use banks to manage their finances or conduct simple transactions.”
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