“In 2021, the world is full of uncertainties for retirees and those saving for retirement. Security is a critical issue — from the immediate challenges of more waves of the pandemic, to longer-term questions about the environment, geopolitics, and inflation. Retirement is clearly among the top issues for investors. In fact, 40% of investors say “it will take a miracle” to retire securely. The 2021 Natixis Global Retirement Index looks at the state of retirement security around the world — and takes a deep dive into four critical concerns for retirement savers, including inflation, interest rates, public debt, and a world of worries. The risks presented by inflation, interest rates, and public debt, and the financial challenges of employment and healthcare are great. And they come at a time when many retirement systems are shifting from traditional pensions to defined contribution solutions. As a result, eight in ten individuals know it is increasingly their responsibility to fund retirement…In the end, society is shifting the responsibility for a more secure retirement to individuals. More than three-quarters (78%) of individuals say that the responsibility of funding for retirement is falling squarely on their shoulders. It’s important to help them make smart decisions to fulfill that responsibility. So, maybe it won’t take a miracle, but for many, it will definitely take a commitment from individuals, employers, and policy makers to achieve retirement security…”