“Where consumers live has a significant impact on how easily they can access information on terms, conditions and fees, as well as how much they will pay to maintain an account, overdraft, or accrue other fees. The Pew Safe Checking in the Electronic Age Project released Still Risky: Bank Fees and Disclosures in the States [October 10, 2012], see the expanded and updated Still Risky online tools, featuring a 50-state data map with downloadable factsheets and a bank disclosure quide.”