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Report: Insurance Discrimination Against Women Today and the Affordable Care Act

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Turning to Fairness: Insurance Discrimination Against Women Today and the Affordable Care Act, The National Women’s Law Center, March 2012.

  • “Women continue to face unfair and discriminatory practices when obtaining health insurance in the individual market—as well as in the group health insurance market. Women are charged more for health coverage simply because they are women, and individual market health plans often exclude coverage for services that only women need, like maternity care. Furthermore, insurance companies—despite being aware of these discriminatory practices—have not voluntarily taken steps to eliminate the inequities. While some states have outlawed or limited these practices, only when the Affordable Care Act is fully implemented in 2014 will they end nationally…Based on an average of currently advertised premiums and the most recent data on the number of women in the individual health insurance market, the practice of gender rating costs women approximately $1 billion a year.”
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