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Report – Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosures

Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosures – Debbie Gruenstein Bocian, Wei Li, Carolina Reid, Center for Responsible Lending – Roberto G. Quercia, Center for Community Capital, – University of North Carolina Chapel Hill, November 2011

  • “The report addresses three key questions. First, we consider who has lost their home to foreclosure, and who is still at risk. We look at both the race/ethnicity and income of borrowers, and explore how the impact of foreclosures on different socioeconomic and demographic groups varies depending on where they live. Second, we look at what kind of mortgages different borrowers received to better understand the relationship between loan characteristics and defaults. Finally, we examine where the crisis has had the greatest impact, assessing which areas and types of neighborhoods have been most affected.”
  • Disparities in Mortgage Lending and Foreclosures – Maps and Data
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