Housing Costs for Homeowners With Mortgages: 2007 and 2008 American Community Surveys, American Community Survey Reports Issued September 2009: “This report presents data on median selected monthly housing costs for homeowners with mortgages at the national and state levels based on the 2007 ACS and 2008 ACS. It also ranks the states by their 2008 median selected monthly housing costs for homeowners with mortgages.”