Working paper – Small-Business Financing after the Financial Crisis: Lessons from the Literature, Stephen Matteo Miller, Adam J. Hoffer, David Wille. Aug 23, 2016. “Small businesses feature prominently in the US economy because they employ about 50 percent of the workforce and pay about 50 percent of American wages. Also, small businesses are often a source of innovative ideas that can drive growth. To the extent that access to finance plays a role in bringing those ideas to the real economy, small-business finance remains important for the future of the economy. Yet new financial regulations arising from the Dodd-Frank Act that were intended to stabilize the banking industry after the 2008 financial crisis may be unintentionally limiting small businesses’ access to credit. In a new study from the Mercatus Center at George Mason University, researchers Stephen Matteo Miller, Adam Hoffer, and David Wille provide a review of the latest academic research into the major sources of capital used by small businesses in the United States and summarize the major trends and challenges that small-business owners face in obtaining capital today.”
Accurate, Focused Research on Law, Technology and Knowledge Discovery Since 2002
Daily Archives: August 23, 2016
LibGuides Community
“Search for LibGuides content and librarian authors, and find great examples of guides from our worldwide user community.” 494,916 published guides 113,876 librarians 5,184 institutions 74 countries Continue Reading
American landfills and waste production – landfills over time, size and location
How Much Trash in Near Your Home?: “The average American tosses 4.4 pounds of trash every single day. It may not seem all that astonishing on the surface, but with 323.7 million people living in the United States, that is roughly 728,000 tons of daily garbage – enough to fill 63,000 garbage trucks. That is… Continue Reading
The Independent – full list of 98 different datapoints that Facebook stores about people
“Facebook reveals every creepy bit of information that it stores on its users. There are 98 different things – including some of the most personal information there can be about a person…” Continue Reading
Temple University – TIMETREE of Life
“TIMETREE is a public resource for knowledge on the timescale and evolutionary history of life. Search the database below or go to the TIMETREE OF LIFE for other resources. Try out the new BETA TIMETREE site here “Data from thousands of published studies are assembled into a searchable tree of life scaled to time. Three… Continue Reading
Report – A Wild Success: A Systematic Review of Bird Recovery Under the Endangered Species Act
“The Endangered Species Act is the world’s strongest law protecting animals and plants on the brink of extinction. In fact, 99 percent of species protected under the Act have avoided extinction. For the Center’s third in-depth report on the Act’s efficacy, A Wild Success: A Systematic Review of Bird Recovery Under the Endangered Species Act… Continue Reading
An Update to the Budget and Economic Outlook: 2016 to 2026
“In fiscal year 2016, the federal budget deficit will increase in relation to economic output for the first time since 2009, CBO estimates. If current laws generally remained unchanged—an assumption underlying CBO’s baseline projections—deficits would continue to mount over the next 10 years, and debt held by the public would rise from its already high… Continue Reading
Trends in Family Wealth, 1989 to 2013
“In 2013, aggregate family wealth in the United States was $67 trillion (or about four times the nation’s gross domestic product) and the median family (the one at the midpoint of the wealth distribution) held approximately $81,000, CBO estimates. For this analysis, CBO calculated that measure of wealth as a family’s assets minus its debt.… Continue Reading
