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Monthly Archives: May 2015

CFPB Report Finds 26 Million Consumers Are Credit Invisible

“Today the Consumer Financial Protection Bureau (CFPB) published a report finding that 26 million Americans are “credit invisible.” This figure indicates that one in every 10 adults do not have any credit history with a nationwide consumer reporting agency. The report also found that Black consumers, Hispanic consumers, and consumers in low-income neighborhoods are more… Continue Reading

New GAO Reports – Community Development Capital Initiative, Controlled Substances, Unmanned Carrier-Based Aircraft System

Community Development Capital Initiative: Status of the Program Investments and Participants, GAO-15-542: Published: May 5, 2015. Publicly Released: May 5, 2015. Controlled Substances: DEA Needs to Better Manage Its Quota Process and Improve Coordination with FDA, GAO-15-494T: Published: May 5, 2015. Publicly Released: May 5, 2015. Unmanned Carrier-Based Aircraft System: Navy Needs to Demonstrate Match… Continue Reading

Plant Database – UConn

“The University of Connecticut has developed this site dedicated to the ornamental attributes, appropriate use and identification of landscape plants. This site is geared toward the teaching of landscape plants and contains valuable information for students, homeowners and plant professionals. At the core of this site are plant information pages that contain text, photographs, illustrations… Continue Reading

Making Sense Out of Variable Spending Strategies for Retirees

Pfau, Wade D., Making Sense Out of Variable Spending Strategies for Retirees (March 16, 2015). Available for download at SSRN: http://ssrn.com/abstract=2579123 or http://dx.doi.org/10.2139/ssrn.2579123 “Variable spending strategies can be situated on a continuum between two extremes: spending a constant amount from the portfolio each year without regard for the remaining portfolio balance, and spending a fixed… Continue Reading

OCLC Research: 2014 Highlights

“OCLC Research: 2014 Highlights describes the mission and goal of OCLC Research and explains the way in which our work is organized around four themes: Research Collections and Support, Data Science, Understanding the System-wide Library, and User Studies. Each theme is presented in its own section that includes highlights of key deliverables in 2014, including… Continue Reading

House Members Introduce Student Privacy Bill

EPIC – “Congressmen Luke Messer (R-IN) and Jared Polis (D-CO) have introduced the “Student Digital Privacy and Parental Rights Act of 2015.” The student privacy bill would prohibit companies from selling student information, using student information for targeted advertising, or otherwise disclosing student information for non-educational purposes. The Student Digital Privacy Act would implement portions… Continue Reading

CRS Report – Civilian Nuclear Waste Disposal

Civilian Nuclear Waste Disposal, Mark Holt, Specialist in Energy Policy. April 24, 2015. “Management of civilian radioactive waste has posed difficult issues for Congress since the beginning of the nuclear power industry in the 1950s. Federal policy is based on the premise that nuclear waste can be disposed of safely, but proposed storage and disposal… Continue Reading

European Fighters in Syria and Iraq: Assessments, Responses, and Issues for the United States

CRS Report – European Fighters in Syria and Iraq: Assessments, Responses, and Issues for the United States, April 27, 2015. “The rising number of U.S. and European citizens traveling to fight with rebel and terrorist groups in Syria and Iraq has emerged as a growing concern for U.S. and European leaders, including Members of Congress.… Continue Reading

Mandatory Minimum Sentencing Legislation in the 114th Congress

CRS Report – Mandatory Minimum Sentencing Legislation in the 114th Congress. Charles Doyle Senior Specialist in American Public Law, April 29, 2015. “A surprising number of federal crimes carry mandatory minimum terms of imprisonment; that is, they are punishably by imprisonment for a term of not less than some number of years. During the 114th… Continue Reading

Study – Supplementary feeding restructures urban bird communities

“Food availability is a primary driver of avian population regulation. However, few studies have considered the effects of what is essentially a massive supplementary feeding experiment: the practice of wild bird feeding. Bird feeding has been posited as an important factor influencing the structure of bird communities, especially in urban areas, although experimental evidence to… Continue Reading

Algorithmic Trading Briefing Note

New York Fed: “High-frequency trading (“HFT”), or high-speed trading (“HST”), a type of algorithmic (or “algo”) trading, is now a well-known feature of the global market landscape. In many markets, a small number of firms may account for a large proportion of trading volume. Although it has been argued that HFT has lowered investors’ trading… Continue Reading

A Tale of Twin Tech: Bitcoin and the WWW

Folkinshteyn, Daniel and Lennon, Mark M and Reilly, Timothy, A Tale of Twin Tech: Bitcoin and the WWW (February 1, 2015). Journal of Strategic and International Studies, Forthcoming. Available for download at SSRN: http://ssrn.com/abstract=2601617 “Bitcoin is widely represented in the popular press, but far less so in serious academic inquiry. Researchers have analyzed Bitcoin from… Continue Reading