“The Federal Reserve on Wednesday announced it has not objected to the capital plans of 28 bank holding companies participating in the Comprehensive Capital Analysis and Review (CCAR). One institution received a conditional non-objection based on qualitative grounds, and the Federal Reserve objected to two firms’ plans on qualitative grounds. In its fifth year, CCAR… Continue Reading
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Monthly Archives: March 2015
New GAO Reports – Crop Insurance, Public Safety Communications
Crop Insurance: In Areas with Higher Crop Production Risks, Costs Are Greater, and Premiums May Not Cover Expected Losses, GAO-15-215: Published: Feb 9, 2015. Publicly Released: Mar 11, 2015. Public Safety Communications: Preliminary Information on FirstNet’s Efforts to Establish a Nationwide Broadband Network, GAO-15-380T: Published: Mar 11, 2015. Publicly Released: Mar 11, 2015. Continue Reading
Report – The Safe Cities Index 2015 – Economist Intelligence Unit
“The Safe Cities Index 2015 is an Economist Intelligence Unit report, sponsored by NEC. The report is based on an index composed of more than 40 quantitative and qualitative indicators. These indicators are split across four thematic categories: digital security; health security; infrastructure safety; and personal safety. Every city in the Index is scored across… Continue Reading
The World Bank Legal Review, Volume 6. Improving Delivery in Development
“Wouters, Jan; Ninio, Alberto; Doherty, Teresa; Cissé, Hassane. 2015. The World Bank Legal Review, Volume 6. Improving Delivery in Development : The Role of Voice, Social Contract, and Accountability. Washington, DC: World Bank. © World Bank. https://openknowledge.worldbank.org/handle/10986/21553 License: CC BY 3.0 IGO.” “In recent years, better delivery in development has been at the center of… Continue Reading
Forecasting the Future of Libraries 2015
Trends in culture, community, and education point to increased potential for expanding the role of libraries of all types This special section focuses on some of the key trends shaping libraries. It pairs with American Libraries’ annual coverage of the ALA Emerging Leaders. These librarians are, after all, representative of a new wave of library… Continue Reading
Privacy elements of Apple mobile devices targeted in ongoing surveillance program
The Intercept: “Researchers working with the Central Intelligence Agency have conducted a multi-year, sustained effort to break the security of Apple’s iPhones and iPads, according to top-secret documents obtained by The Intercept. The security researchers presented their latest tactics and achievements at a secret annual gathering, called the “Jamboree,” where attendees discussed strategies for exploiting… Continue Reading
CFPB Arbitration Study: Report to Congress 2015
“The Dodd-Frank Wall Street Reform and Consumer Protection Act requires that we study arbitration agreements and provide a report to Congress of our findings. Companies provide almost all consumer financial products and services under written contracts. Arbitration agreements, in those contracts, can require that parties resolve any subsequent disputes through privately-appointed individuals (arbitrators), rather than… Continue Reading
Market Liquidity and Heterogeneity in the Investor Decision Cycle
Market Liquidity and Heterogeneity in the Investor Decision Cycle. Richard Bookstaber, Michael D. Foley, Brian F. Tivnan. March 10, 2015. Office of Financial Research Working Paper 15-03. “During liquidity shocks such as occur when margin calls force the liquidation of leveraged positions, there is a widening disparity between the reaction speed of the liquidity demanders… Continue Reading
Securitization and Banks’ Capital Structure
Almazan, Andres and Martín‐Oliver, Alfredo and Saurina Salas, Jesus, Securitization and Banks’ Capital Structure (March 9, 2015). Review of Corporate Finance Studies, Forthcoming. Available for download at SSRN: http://ssrn.com/abstract=2575508 “Asset securitization offers banks the possibility of altering their capital structures and the financial intermediation process. This study shows that the introduction of securitization is associated… Continue Reading
Making Value for America: Embracing the Future of Manufacturing, Technology, and Work
“Globalization, developments in technology, and new business models are transforming the way products and services are conceived, designed, made, and distributed in the U.S. and around the world. These forces present challenges – lower wages and fewer jobs for a growing fraction of middle-class workers – as well as opportunities for “makers” and aspiring entrepreneurs… Continue Reading
Report – Federal Agencies Still Struggle to Process Public Information Requests in a Timely, Consistent Way
“The Center for Effective Government released its second annual access to information scorecard today, grading the 15 key agencies that receive the most public information requests. The findings: eight out of the 15 agencies improved their overall grades from last year, but none earned an overall A grade. While the number of agencies with overall… Continue Reading
The Data Disclosure Decision – Department of Education
CIO.gov: ‘The CIO Council Innovation Committee has released its first Open Data case study, The Data Disclosure Decision, showcasing the Department of Education (Education) Disclosure Review Board. The Department of Education is a national warehouse for open data across a decentralized educational system, managing and exchanging education related data from across the country. Education collects… Continue Reading
