Competition Among U.S. Broadband Service Providers: “More than one quarter of American homes have not adopted Internet service, many citing cost as their primary reason. Since market competition can significantly affect consumer prices, we set out to ask: how many Internet service providers (ISPs) are available to consumers at different levels of download speeds? Looking at Internet… Continue Reading
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Monthly Archives: December 2014
Legal by Design: A New Paradigm for Handling Complexity in Banking Regulation and Elsewhere in Law
Lippe, Paul and Katz, Daniel Martin and Jackson, Daniel H, Legal by Design: A New Paradigm for Handling Complexity in Banking Regulation and Elsewhere in Law (December 16, 2014). Available for download at SSRN: http://ssrn.com/abstract=2539315 or http://dx.doi.org/10.2139/ssrn.2539315 “On August 5, 2014, the Federal Reserve Board and the Federal Deposit Insurance Corporation criticized shortcomings in the Resolution… Continue Reading
Segmented Housing Search
Piazzesi, Monika and Schneider, Martin and Stroebel, Johannes, Segmented Housing Search (December 1, 2014). Available for download at SSRN: http://ssrn.com/abstract=2543267 “This paper studies housing markets with multiple segments searched by heterogeneous clienteles. We document market and search activity for the San Francisco Bay Area. Variation within narrow geographic areas is large and differs significantly from… Continue Reading
World Statistics Pocketbook, 2014 edition
“The World Statistics Pocketbook, 2014 edition is an annual compilation of key statistical indicators prepared by the United Nations Statistics Division of the Department of Economic and Social Affairs. Over 50 indicators have been collected from more than 20 international statistical sources and are presented in one-page profiles for 217 countries or areas of the… Continue Reading
Social Media Directory – DHS
“The Department of Homeland Security and its component agencies use numerous social media accounts to provide you with information in more places and more ways [the listing is quite long – what appears below is only a portion of the total]. The Department uses non-government sites to make information and services more widely available. Sometimes we are… Continue Reading
The Future of the Book – An Essay
The Economist – From Papyrus to Pixels: “Books like de Officiis have not merely weathered history; they have helped shape it. The ability they offer to preserve, transmit and develop ideas was taken to another level by Gutenberg and his colleagues. Being able to study printed material at the same time as others studied it… Continue Reading
The Unfriendly Skies Five Years of Airline Passenger Complaints to the Department of Transportation
Laura Murray U.S. PIRG Education Fund April 2014 “Consolidation in the airline industry, pressures created by new security rules, and the recent high cost of aviation gasoline have changed the way we fly. It seems as if every consumer has an airline problem story—how they were trapped on the tarmac, tricked by fees, missed their connection, or lost their bag. What many consumers don’t… Continue Reading
Do Not Track is History?
New York Times: “Four years ago, the Federal Trade Commission announced, with fanfare, a plan to let American consumers decide whether to let companies track their online browsing and buying habits. The plan would let users opt out of the collection of data about their habits through a setting in their web browsers, without having… Continue Reading
The State of Free Expression Online: 2014 in Review
Notes from the Fight Against Surveillance and Censorship: 2014 in Review “In recent years, we’ve seen a dramatic, global surge in attempts to censor and surveil users worldwide. Nevertheless, in the face of such threats, I find myself energized and awed by our growing movement. In the past year, we’ve seen the whole community become… Continue Reading
Semiannual Risk Perspective From the National Risk Committee
Office of the Comptroller of the Currency Washington, D.C. Fall 2014 “The financial performance of federally chartered institutions through the first six months of 2014 was weaker than the same period in 2013, as revenues and profitability declined. Overall, system profitability as measured by return on equity (ROE) remained just under 10 percent year-to-date through June 30, 2014. Smaller-bank ROE… Continue Reading
New CPI Estimation System To Be Introduced
“Effective with the release of the January 2015 CPI on February 26, 2015, the Bureau of Labor Statistics (BLS) will utilize a new estimation system for the Consumer Price Index. The new estimation system, the first major improvement to the existing system in over 25 years, is a redesigned, state-of-the-art system with improved flexibility and… Continue Reading
2014 Bot Traffic Report
“As Incapsula’s prior annual reports have shown, bots are the Internet’s silent majority. Behind the scenes, billions of these software agents shape our web experience by influencing the way we learn, trade, work, let loose, and interact with each other online. Bots are also often designed for mischief, however. In fact, many of them are used… Continue Reading
