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Daily Archives: July 11, 2011

Pew Internet – 35% of American adults own a smartphone

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35% of American adults own a smartphone – One quarter of smartphone owners use their phone for most of their online browsing. Aaron Smith, Senior Research Specialist, 7/11/2011. “Several groups have higher than average levels of smartphone adoption, including:

  • The financially well-off and well-educated – 59% of adults living in a household earning income of $75,000 or more are smartphone owners; 48% of those with a college degree own smartphones.
  • Those under the age of 45 – 58% of Americans between the ages of 25 and 34 now own a smartphone as do 49% of those ages 18-24 and 44% of those ages 35-44. Even among those with a household income of $30,000 or less, smartphone ownership rates for those ages 18-29 are equal to the national average.
  • African-Americans and Latinos – 44% of blacks and Latinos are smartphone users.

NY Fed: Global Banks and Their Internal Capital Markets during the Crisis

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Global Banks and Their Internal Capital Markets during the Crisis – Nicola Cetorelli and Linda S. Goldberg “As financial markets have become increasingly globalized, banks have developed growing networks of branches and subsidiaries in foreign countries. This expansion of banking across borders is changing the way banks manage their balance sheets, and the ways home… Continue Reading

TRAC Defends Report on SSA Court Findings

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“The Social Security Administration’s (SSA) critical response to a July 4 report by the Transactional Records Access Clearinghouse (TRAC) ignored the body of evidence presented by TRAC about systematic and hard-to-explain disparities within the SSA’s court system. A point-by-point refutation of the agency’s sweeping statement regarding TRAC’s report can be found here. Read TRAC’s original… Continue Reading

HHS and states move to establish Affordable Insurance Exchanges, give Americans the same insurance choices as members of Congress

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News release: “Today, the U.S. Department of Health and Human Services (HHS) proposed a framework to assist states in building Affordable Insurance Exchanges, state-based competitive marketplaces where individuals and small businesses will be able to purchase affordable private health insurance and have the same insurance choices as members of Congress. Starting in 2014, Exchanges will… Continue Reading

Securing a clean energy future – The Australian Government's Climate Change Plan

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Securing a clean energy future – The Australian Government’s Climate Change Plan, July 2011 “The Government has developed a comprehensive plan for a clean energy future. The need for this plan is clear, from both an environmental and an economic perspective. This plan has been devised in response to clear scientific advice that the world… Continue Reading

FTC Hart-Scott-Rodino Premerger Notification System

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“The Hart-Scott-Rodino Act established the federal premerger notification program, which provides the FTC and the Department of Justice with information about large mergers and acquisitions before they occur. The parties to certain proposed transactions must submit premerger notification to the FTC and DOJ. Premerger notification involves completing an HSR Form, also called a “Notification and… Continue Reading