CFPB – The Know Before You Owe mortgage disclosure rule makes getting a mortgage easier for homebuyers and refinancers. It helps you shop for the loan that’s best for you and your family. To help you navigate the steps you have to take to get a mortgage, take a look at our new booklet, “Your Home Loan Toolkit: A Step-By-Step Guide.” This consumer-friendly booklet can help you as you think about, apply for, and close on a mortgage. The toolkit helps you calculate how much you can afford for a home, gives you questions to ask your lender, and features worksheets and checklists to fill out during the process. “Your Home Loan Toolkit” is a resource we revised to help make the mortgage process more understandable. Congress required us to revise an existing booklet, called the Settlement Costs Booklet or the Special Information Booklet, to include some additional information. We reviewed core concepts in the toolkit with recent homebuyers to make sure it would be useful and reduced it from 71 pages to 25. When we asked consumers about our new toolkit and whether they thought it was understandable and useful, almost all of them told us they liked the new toolkit.”